Disclaimer

Effective Date: 01/01/2023
Last Updated: 02/09/2025
The information, products, and services provided by FuturePay Tech Solutions Nigeria Limited (RC – 6981841) (“FuturePayNG”, “we”, “our”, or “us”) through our mobile application, website, and other platforms (“Services”) are made available subject to the following disclaimers and limitations.
By using our Services, you agree to this Disclaimer.

General Disclaimer

• All Services are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied.
• We do not guarantee uninterrupted, error-free, or timely access to the Services.
• While we use reasonable efforts to ensure accuracy, we do not warrant that all information provided within the app, website, or communications is complete, current, or error-free.

Financial Disclaimer

• FuturePayNG is a payment solutions provider, not a bank or financial advisory institution.
• We do not provide investment, savings, or financial advice. Any financial decisions you make using our Services are entirely at your own risk.
• You are responsible for ensuring the accuracy of all transaction details (e.g., phone numbers, account numbers, biller IDs).

Liability Limitation

To the maximum extent permitted by law:
• FuturePayNG shall not be liable for any indirect, incidental, consequential, or punitive damages, including but not limited to loss of profits, goodwill, data, or opportunity.
• Our total liability, if any, for claims arising out of or relating to the Services shall not exceed the amount of fees you paid for the Services in the three (3) months preceding the event.

Third-Party Services & Links

• Our Services may integrate with or contain links to third-party services (e.g., banks, billers, merchants, telecoms).
• We do not control or endorse such third-party services and are not responsible for their content, accuracy, or performance.
• Any transactions conducted through third parties are solely between you and that third party.

Security Disclaimer

• While we implement industry-standard encryption and security protocols, no electronic system is completely secure.
• Users are responsible for protecting their devices, login credentials, and PINs.
• FuturePayNG shall not be held liable for losses resulting from unauthorized access caused by user negligence.

Regulatory Compliance

• Our Services are operated under applicable licenses in Nigeria and are subject to Central Bank of Nigeria (CBN) rules and other financial regulations.
• We reserve the right to suspend or terminate Services to comply with legal or regulatory requirements.

Updates to Disclaimer

We may update this Disclaimer periodically. Updates will be posted on our website/app with the “Last Updated” date. Continued use of our Services constitutes acceptance of the revised Disclaimer.

Contact Us

FuturePay Tech Solutions Nigeria Limited
35 Lobito Crescent, Wuse II, Abuja, Nigeria
Email: [email protected]
Website: www.futurepayng.com